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Deposit Rate

History rate enquire

( Tenor ： 2020/02/17 08:47:26 )

Unit: Annual Interest Rate %

Type of rate		Fixed Interest Rate	Floating Interest Rate
No Data Available

Type of rate		Fixed Interest Rate	Floating Interest Rate
Check Deposit		no interest
current account	General	0.08000
Demand Savings Deposit	General	0.23000
Wages transfer Deposit below 1 million [Includes]		0.26000
Securities Demand Savings Deposit		0.00500
Digital Demand Saving Deposit Preferential Tier Rate	NTD 100 to NTD 120,000	1.200
Digital Demand Saving Deposit Preferential Tier Rate	More than NTD 120,000 (Not Above)	General Demand Savings Deposit
Time Deposit	one month	0.60000	0.60000
	Three months	0.66000	0.66000
	Six months	0.77000	0.81000
	Nine months	0.88000	0.92000
	one year	1.04500	1.06500
	Two years	1.07000	1.09000
	Three years	1.07000	1.09000
Time Saving Deposit	one year	1.09000	1.09000
	Two years	1.09500	1.17000
	Three years	1.09500	1.17000
Type of Large-denomination Rate		Fixed Interest Rate	Floating Interest Rate
Large-denomination Current Deposit	NTD 1,999,999,999 (And below)	Applicable for Current Deposit rate
	NTD 2,000,000,000 to NTD 2,999,999,999	0.420
	NTD 3,000,000,000 to NTD 4,999,999,999	0.450
	NTD 5,000,000,000 to NTD 9,999,999,999	0.500
	NTD 10,000,000,000 to NTD 19,999,999,999	0.540
	NTD 20,000,000,000 to NTD 39,999,999,999	0.560
	NTD 40,000,000,000 (And Above)	Applicable for Current Deposit rate
Large-denomination Current Deposit	Project 1	0.200
Large-denomination Current Deposit	Project 2	0.250
Large-denomination Time Deposit (3 Million And Above)	one month	0.07000	0.07000
	Three months	0.09000	0.09000
	Six months	0.12000	0.12000
	Nine months	0.13000	0.13000
	one year	0.13000	0.13000
	Two years	0.16000	0.16000
	Three years	0.19000	0.19000
Large-denomination Time Saving Deposit (3 Million And Above)	one year	0.24000	0.24000
	Two years	0.24000	0.24000
	Three years	0.24000	0.24000
專案存款利率表

1.活期性存款計息方式：
(1)按日計息，並以365日為計息基礎﹝每日存款餘額之和(即總積數)先乘其年利率，再除以365
即得利息額﹞。
(2)以自動化設備(ATM)或網路銀行等方式於營業時間外(含假日)辦理現金、轉帳及匯款存入之
活期性存款，皆於存入當日開始計息，計息切換時點為當日24時。

2.優利大額活期存款適用對象：
僅限主管機關核准設立之公司、行號、團體或其他法人組織（不含金融業、證(票)券業、中華郵政、金融控股公司、備償戶）。

3.企業超值活期存款適用對象：企業超值活期存款適用對象：
僅限主管機關核准設立之公司、行號、團體或其他法人組織（不含金融業、保險業、證(票)券業、中華郵政、金融控股公司、籌備處、備償戶）。

4.優利大額活期存款及企業超值活期存款須專案申請。

5.若有上表牌告類別以外之存款活動，將於本行網站最新消息公告。

6.本表資料僅供參考，正確數值請洽各營業單位櫃檯。