| Types of Interest Rates
| Fixed Interest Rate
| Floating Interest Rate
|
| Check Deposit |
w/o Interest |
| Demand deposit |
General |
0.02000
|
| Demand Savings Deposit Account |
General |
0.08000
|
| Payroll Demand Savings Deposit Account - Below NT$1 million (inclusive) |
0.20000
|
| Securities Demand Savings Deposit Account |
0.00500
|
| iLEO Digital Account |
Up to NT$120,000 |
1.200 |
| More than NT$120,000 |
Apply to General Demand Deposit |
| Time Deposit |
1 month - Less than 3 months |
0.35000
|
0.35000
|
| 3 months - Less than 6 months |
0.41000
|
0.41000
|
| 6 months - Less than 9 months |
0.52000
|
0.56000
|
| 9 months - Less than 12 months |
0.63000
|
0.67000
|
| 1 year - Less than 2 years |
0.79500
|
0.81500
|
| 2 years - Less than 3 years |
0.82000
|
0.84000
|
| 3 years |
0.82000
|
0.84000
|
| Time Savings Deposit |
1 year - Less than 2 years |
0.80000
|
0.84000
|
| 2 years - Less than 3 years |
0.84500
|
1.02000
|
| 3 years |
0.84500
|
1.02000
|
| Types of Interest Rates for Large Sums
|
Fixed Interest Rate
|
Floating Interest Rate
|
| Large-Sum Demand Deposits with Preferential Rate |
Below NT$1 Billion (excl.) |
General Demand Deposit Interest Rates Applicable |
| NT$1 billion (inclusive) to NT$2 billion (exclusive) |
0.120 |
| NT$2 billion (inclusive) to NT$3 billion (exclusive) |
0.280 |
| NT$3 billion (inclusive) to NT$5 billion (exclusive) |
0.310 |
| NT$5 billion (inclusive) to NT$20 billion (exclusive) |
0.390 |
| NT$20 billion (inclusive) to NT$30.5 billion (exclusive) |
0.430 |
| Over NT$30.5 billion (inclusive) |
General Demand Deposit Interest Rates Applicable |
| Corporate Deal Demand Deposits |
Special Interest Rate (1) |
0.100 |
| Special Interest Rate (2) |
0.120 |
|
Large-Sum Time Deposits Over NT$3 million (incl.)
|
1 month - Less than 3 months |
0.04000
|
0.04000
|
| 3 months - Less than 6 months |
0.06000
|
0.06000
|
| 6 months - Less than 9 months |
0.09000
|
0.09000
|
| 9 months - Less than 12 months |
0.10000
|
0.10000
|
| 1 year - Less than 2 years |
0.10000
|
0.10000
|
| 2 years - Less than 3 years |
0.13000
|
0.13000
|
| 3 years |
0.16000
|
0.16000
|
|
Large-Sum Time Savings Deposits Over NT$3 million (incl.)
|
1 year - Less than 2 years |
0.21000
|
0.21000
|
| 2 years - Less than 3 years |
0.21000
|
0.21000
|
| 3 years |
0.21000
|
0.21000
|
| Deposit Interest Rate Project
|
|
|
1. Interest accrual method for demand deposits: (1) Interest is accrued daily 365 days a year (the sum of daily deposit balance (total amount) is multiplied by its annual interest rate, and then divided by 365, which is the amount of interest). (2) Interest for cash deposits, transfers, and inward remittance of demand deposits through ATMs or Internet banking outside business hours (including holidays) will accrue from the day of deposit. Interest rates change at 24:00 on the same day.
|
|
2. Applicable targets for large-sum demand deposits with preferential rates: Only companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and reserve accounts).
|
|
3. Applicable targets for corporate deal demand deposits: Only companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, insurance enterprises, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and reserve accounts).
|
|
4. Large-sum demand deposits with preferential rates and enterprise deal demand deposits are subject to special application.
|
|
5. If there are any deposit activities other than those listed on First Bank’s board above, it will be announced on First Bank’s website as latest news.
|
|
6. The information on this table is for reference only. Please contact business units for precise information.
|
NTD deposit rates 