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NTD deposit rates NTD deposit rates

線上說明
Historical Interest Rate Enquiry Enquiry  Enquiry

 
( Effective Date of Data : 2021/01/22 08:24:26 )
 
Unit: Annual Rate %

1.活期性存款計息方式:
(1)按日計息,並以365日為計息基礎﹝每日存款餘額之和(即總積數)先乘其年利率,再除以365
     即得利息額﹞。
(2)以自動化設備(ATM)或網路銀行等方式於營業時間外(含假日)辦理現金、轉帳及匯款存入之
     活期性存款,皆於存入當日開始計息,計息切換時點為當日24時。

2.「數位存款帳戶(夢想存錢計畫)」:
限使用本行數位存款帳戶「夢想存錢計畫」服務之個人戶,利息依「夢想存錢計畫」已存入計畫之總額計息。數位存款帳戶個人戶未存入「夢想存錢計畫」部分之存款,另依「數位存款帳戶(個人戶)」牌告利率計息。

3.Eligibility for preferential rates (1) on Large-Sum Demand Deposits:
Available only to companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, insurance enterprises, government funds, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and escrow accounts).

4.Eligibility for preferential rates (2) on Large-Sum Demand Deposits:
Available only to companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and escrow accounts).

5.Eligibility for preferential rates on Corporate Demand Deposits:
Available only to companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, insurance enterprises, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and escrow accounts).

6.Customers will have to apply to receive preferential rates on Large-Sum Demand Deposits or preferential rates on Corporate Demand Deposits.

7.Other offers of special rates on deposits, if any, will be announced under Latest News on the FCB website.

8.The information in this table is for reference only. Please contact a branch for realtime interest rates.