| Types of Interest Rates
| Fixed Interest Rate
| Floating Interest Rate
|
| Check Deposit |
w/o Interest |
| Demand deposit |
General |
0.02000
|
| Demand Savings Deposit Account |
General |
0.08000
|
| Payroll Demand Savings Deposit Account - Below NT$1 million (inclusive) |
0.20000
|
| Securities Demand Savings Deposit Account |
0.00500
|
iLEO Digital Account
(For Proprietorship) |
Up to NT$120,000 |
1.200 |
| More than NT$120,000 |
Apply to General Demand Deposit Interest Rates |
iLEO Digital Account
(For Individual) |
Up to NT$120,000 |
1.200 |
| More than NT$120,000 |
Apply to General Demand Savings Deposit Interest Rates |
iLEO Digital Account
(iWish savings plan) |
Up to NT$600,000 |
1.200 |
| More than NTD 600,000 |
Apply to General Demand Savings Deposit Interest Rates |
| Time Deposit |
1 month - Less than 3 months |
0.35000
|
0.35000
|
| 3 months - Less than 6 months |
0.41000
|
0.41000
|
| 6 months - Less than 9 months |
0.52000
|
0.56000
|
| 9 months - Less than 12 months |
0.63000
|
0.67000
|
| 1 year - Less than 2 years |
0.79500
|
0.81500
|
| 2 years - Less than 3 years |
0.82000
|
0.84000
|
| 3 years |
0.82000
|
0.84000
|
| Time Savings Deposit |
1 year - Less than 2 years |
0.80000
|
0.84000
|
| 2 years - Less than 3 years |
0.84500
|
1.02000
|
| 3 years |
0.84500
|
1.02000
|
| Types of Interest Rates for Large Sums
|
Fixed Interest Rate
|
Floating Interest Rate
|
| Large-Sum Demand Deposits with Preferential Rate (1) |
Below NT$0.3 billion (exclusive) |
Apply to General Demand Deposit Interest Rates |
| NT$0.3 billion (inclusive) to NT$0.5 billion (exclusive) |
0.100 |
| NT$0.5 billion (inclusive) to NT$1 billion (exclusive) |
0.150 |
| NT$1 billion (inclusive) to NT$2 billion (exclusive) |
0.250 |
| NT$2 billion (inclusive) to NT$3 billion (exclusive) |
0.300 |
| NT$3 billion (inclusive) to NT$5 billion (exclusive) |
0.350 |
| Over NT$5 billion (inclusive) |
0.400 |
| Large-Sum Demand Deposits with Preferential Rate (2) |
Below NT$3 billion (exclusive) |
Apply to General Demand Deposit Interest Rates |
| NT$3 billion (inclusive) to NT$5 billion (exclusive) |
0.310 |
| NT$5 billion (inclusive) to NT$10 billion (exclusive) |
0.390 |
| NT$10 billion (inclusive) to NT$20 billion (exclusive) |
0.410 |
| Over NT$20 billion (inclusive) |
Apply to General Demand Deposit Interest Rates |
| Corporate Deal Demand Deposits |
Special Interest Rate (1) |
0.100 |
| Special Interest Rate (2) |
0.120 |
|
Large-Sum Time Deposits Over NT$3 million (incl.)
|
1 month - Less than 3 months |
0.04000
|
0.04000
|
| 3 months - Less than 6 months |
0.06000
|
0.06000
|
| 6 months - Less than 9 months |
0.09000
|
0.09000
|
| 9 months - Less than 12 months |
0.10000
|
0.10000
|
| 1 year - Less than 2 years |
0.10000
|
0.10000
|
| 2 years - Less than 3 years |
0.13000
|
0.13000
|
| 3 years |
0.16000
|
0.16000
|
|
Large-Sum Time Savings Deposits Over NT$3 million (incl.)
|
1 year - Less than 2 years |
0.21000
|
0.21000
|
| 2 years - Less than 3 years |
0.21000
|
0.21000
|
| 3 years |
0.21000
|
0.21000
|
| Deposit Interest Rate Project
|
|
|
1.活期性存款計息方式：
(1)按日計息，並以365日為計息基礎﹝每日存款餘額之和(即總積數)先乘其年利率，再除以365
即得利息額﹞。
(2)以自動化設備(ATM)或網路銀行等方式於營業時間外(含假日)辦理現金、轉帳及匯款存入之
活期性存款，皆於存入當日開始計息，計息切換時點為當日24時。
|
|
2.「數位存款帳戶(夢想存錢計畫)」：
限使用本行數位存款帳戶「夢想存錢計畫」服務之個人戶，利息依「夢想存錢計畫」已存入計畫之總額計息。數位存款帳戶個人戶未存入「夢想存錢計畫」部分之存款，另依「數位存款帳戶(個人戶)」牌告利率計息。
|
|
3.Eligibility for preferential rates (1) on Large-Sum Demand Deposits:
Available only to companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, insurance enterprises, government funds, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and escrow accounts).
|
|
4.Eligibility for preferential rates (2) on Large-Sum Demand Deposits:
Available only to companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and escrow accounts).
|
|
5.Eligibility for preferential rates on Corporate Demand Deposits:
Available only to companies, firms, associations, or other legal entities whose registration has been approved by the competent authority (excluding financial institutions, insurance enterprises, securities/short-term bills enterprises, Chunghwa Post, financial holding companies, preparatory offices, and escrow accounts).
|
|
6.Customers will have to apply to receive preferential rates on Large-Sum Demand Deposits or preferential rates on Corporate Demand Deposits.
|
|
7.Other offers of special rates on deposits, if any, will be announced under Latest News on the FCB website.
|
|
8.The information in this table is for reference only. Please contact a branch for realtime interest rates.
|
NTD deposit rates 